Question 1

How can ZeroRate charge zero transaction fees?

Accepted Answer

We don't use card networks (Visa, Mastercard). Customers link their bank via Plaid — funds move directly from their bank to your wallet via ACH. No interchange, no payment processor cut. You pay a flat monthly subscription for unlimited transactions.

Question 2

Is this a marketplace like TCGplayer?

Accepted Answer

No. ZeroRate is payment infrastructure for YOUR website. We don't list your products. We don't take a commission. We don't own your customers. You sell on your site, customers pay via ZeroRate, you keep 100%.

Question 3

How do customers pay?

Accepted Answer

Customers link their bank account via Plaid (like Venmo or Cash App). Funds pull directly from their bank to your ZeroRate wallet. No card networks. No interchange fees. That's how we offer 0% transaction fees.

Question 4

Is there a contract?

Accepted Answer

No. Month-to-month. Cancel anytime. Annual plans available (2 months free) but never required. No cancellation fees. No lock-in.

ZeroRate — Zero Fee Payment Processing for TCG Shops